An Alternative Investment is simply a collective term given to an investment that doesn’t fall into the traditional group of investments such as stocks, bonds and precious metals and can range from land to fine wines and everything in-between. Since 2008 alternative investments have even become recognised by the stock market and come to the attention of many prolific investor and investment companies.
The great thing about these types of investments is that literally anyone can invest, you don’t need to invest a massive amount of money and the investor doesn’t need to know anything about trading or finances to make a healthy profit because many of the top performing investments around today are structured in such a way that your funds are almost 100% secure and a return is guaranteed. Take the Minha Casa Minha Vida (my house my life) Brazilian social housing investment for example which can give you a modest 20% return within twelve months.
Minha Casa Minha Vida is a government programme created to reduce the massive housing deficit in Brazil and allow working class families the chance to get onto the property ladder. Developers build houses under the programme which have a set sale price ( set by the government ), 100% mortgages are offered by CAIXA, Brazils federal bank and there are literally hundreds of thousands of families pre approved and waiting for a home.
So how does the investment work? Because of the massive amount of homes that require building developers simple can’t release funds quick enough and therefore offer investors the chance to profit from the programme by basically paying for one or more houses to be built ( usually between 20,000 and 25,000 pounds sterling )and getting their initial investment back, plus 15% – 20% profit once the house is completed and sold to a waiting family making the Minha Casa Minha Vida Investment the most secure, safe and ethical property investment available today. Of course with any investment, especially a successful and well know one such as this you must always be cautious and make sure you are actually investing in the programme and not giving your money to an unscrupulous investment company or conman to do with what they like, So here are a few pointers to help you find the real deal.
With the Minha Casa Minha Vida programme you invest direct with the developer not an agency or investment company, the developer should be able to prove they are officially part of the programme and seeing as the programme has been running since 2009, should be able to provide video or photo evidence of their past and present developments, the internet is a great place to do your research. Your funds should be held in a escrow account and managed here in the UK by a UK solicitor in a UK bank, not an offshore account, this secures your funds and means the developer can only use your funds to build a house, if not the solicitor and developer are both in breach of the escrow agreement and in serious trouble, and finally you should be aware of the growing number of offshore boiler room scammers falsely claiming to be involved in the programme. Basically if it sounds too good to be true it usually is. Remember, the exit or final sale price is set by the Brazilian federal government which is why the investment and the return don’t fluctuate much across the various developers, so a developer offering an extremely high return on investment say 50% of even 75% is no way involved in the programme and will either be using the programmes name to get you to invest in something more risky or simply running a boiler room scam, either way you can probably say goodbye to your money.
By operating in this unique way property developers are quickly reducing the current housing deficit in Brazil and giving ordinary people a chance to Invest In Brazil Safely through a secure, ethical government backed programme.